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27 Nov 2018 11:01

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<h1>How Mum-to-be Saved Up To purchase &pound;350,000 Three-bedroom London Flat In Four Years</h1>

<p>A MUM-to-be has revealed how she got on to the property ladder in London in her 20s - nevertheless it took her 4 years to save lots of sufficient for the deposit. And she's not alone as a result of one in ten potential first-time buyers have given up on the concept of ever proudly owning their very own residence, in response to Noddle. However the health-customer defied the percentages and bought a three-mattress flat in zone 4 along with her husband, Peter, for &pound;350,000, two years ago with none help from the financial institution of mum and pa. Now, she's expecting twins, and says that despite the fact that she purchased at a &quot;dangerous time&quot; she has no regrets. When did you buy your first property and what's it like?</p>

<p>We reside in three-mattress flat in Thornton Heath, which we purchased two years ago. You've got probably by no means heard of Thornton Heath. It's in London still, but out of it a bit - it's not far from Crystal Palace. It's nothing fancy but each me and my husband can cycle to work.</p>

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<p>I am claiming that it is up and coming! The flat is on the ground ground in an previous converted Victorian Home. Developers split it into three flats when the final folks left and we've received the one with the backyard. We've changed one of many bedrooms into a second dwelling room for now.</p>

<p>How a lot did you pay for it? The flat value us &pound;350,000 and we put down a 10 per cent deposit for the mortgage, which was &pound;35,000. Our mortgage will take 30 years to repay though which isn't great however I think that is standard isn't it? Are you a first-time buyer who want to share tips on how you probably did it? The property market appears pretty bleak in the meanwhile for first-time consumers.</p>

<p>How did you do it? Truthfully, I might given up hope over ever owning my very own dwelling, not to mention in London. We would both moved right here for work however we thought we might by no means be in excessive paying jobs and my dad and mom could not assist us out so it was only ever a dream actually.</p>

<p>We met in our first week of time period at Manchester Uni about 12 years in the past however once we graduated, I moved in with mates and rented while Pete moved dwelling with his mother and father while he completed his architecture research. For my age I was incomes fairly an excellent wage as a midwife however I wished to dwell with my two mates so caught to their budgets.</p>

<p>We rented a scabby place in Shepherd's Bush for about &pound;500 each, whereas our different mates had been paying &pound;700-&pound;800. It was nice. I absolutely cherished it! It meant I may tuck away a bit of money every month but I never thought that it could ever be sufficient to place in the direction of my own place. We bought married when I was 24 and Pete was 26 and rented a one-mattress flat in Battersea for about &pound;1,300, however every year the landlord kept putting the rent up.</p>

<p>On the time, a one-bed flat was going for round &pound;700,000. There's no means we would ever have that form of money. However we saved tucking money away and that i started to look in areas I would never heard of, like Thornton Heath which meant the house prices had been decrease. That is after i realised that it might actually be doable. Ironically, our mortgage is now &pound;150 much less every month that what we had been paying in rent.</p>

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